You’re not alone if you don’t know the answer. The most important thing is that you find out and keep your jewelry covered for current value before it’s too late.
Given how easily a loss may occur, coupled with the financial expense of replacing the piece, insuring your jewelry for its current retail replacement value is important.
Your jewelry is likely worth more now than when it was purchased
We have found that many of our policyholders do not receive yearly jewelry inspections and re-evaluations. In the event of loss or damage to your jewelry, you could be underinsured and incur additional out-of-pocket expense for repair or replacement.
Visit your trusted jeweler to update your values
Tell them Jewelers Mutual sent you. Then contact us to ensure you get the right amount of coverage. You’ll have the peace of mind that your jewelry is properly insured.
(Don’t forget a professional cleaning to keep your jewelry sparkling like new!)
Did you know?
You can easily add jewelry to your existing policy. If you’ve recently received jewelry as a gift or have discovered forgotten treasures at the bottom of your jewelry box, now’s the time to make sure they’re protected. All you need is a copy of a recent detailed receipt, appraisal or evaluation with a current value for the items you’d like to insure.