The Jewelry Box Blog


The Jewelry Box Blog

Should You Insure Your Engagement Ring?

Posted by Chelsea Drusch on Dec 7, 2018 1:12:22 PM

You know what they say...if you have to ask...

In all seriousness, the answer is probably yes. In most cases, it is financially logical for you to insure your engagement ring.

Insuring an engagement ring typically costs 1-2% of the value of the ring, paid once each year. Some quick math tells us it would take 50-100 years of paying premiums for you to pay more in insurance than it would have cost you to replace your ring.

New Call-to-action 

So unless you have a casual several thousand dollars laying around, it only makes sense to slap some insurance on that sparkler.

But just for fun, here's a little flowchart to help you decide:

Get Your Free Quote Get Your Buyer's Guide


The Essential Buyer's Guide to Jewelry Insurance


Curiosity killed the cat.

But not the jewelry lover.

You're here. You're learning how to care for your jewelry.

Aren't you a little bit curious how much it costs to fully protect it?

Get a free insurance quote for your jewelry - before the cat pounces and knocks it down the drain.

Get Your Free Quote

Jewelers Mutual Insurance Group

Protecting Cherished Memories® since 1913

Subscribe to Blog Updates

Most Popular Posts